HAPPY BIRTHDAY…TO US!
Ice up the cake (and the beer!) - it’s party time!! Our website is celebrating its 4th birthday this month, although it surely doesn’t seem like we’ve been hanging around that long. Hey, time flies when you’re having fun!!!
“Hard Hat Investments” started out in October of 2009 as a weekly email newsletter. The idea behind it was to provide some basic information and education on long term investing for regular old working folks like us. The more we got into it, the more questions we received and the more we realized we needed more space to ‘splain stuff. So in March of 2010, we launched our website - hardhatinvestments.com - and the timing couldn’t have been any better.
In the past few years, more and more companies have dropped the old guaranteed pension plans they had for their employees and gone to 401(k) or 401(k)-type retirement plans. While those old plans didn’t require employees to make any market or investment decisions, these new plans do! That’s right, now we have to make investment decisions that directly affect our future, our families’ futures. For folks with little or no investing experience, that’s a pretty scary task!
Many of the companies offering 401(k) plans also offer some investment advice and market guidance. The problem is, much of that guidance is vague, hard to understand or - in the case of almost 35% of those companies - nonexistent. So on top of the other gazillion chores us working guys and gals have to take care of every day, now we have to become investment gurus, too! Hopefully, that’s where we can help.
We want to be your first step in gaining a working knowledge of the markets and long term investing. We believe that anyone can learn to become a competent, confident investor given the education and some time. To make that educational process go a bit smoother, we’ve set up the information you need to get started in a way that is easy to understand and easy to follow. Through the use of text, videos, charts and outside resources we hope to get you excited (OK, maybe not excited…) about learning how to take care of your financial future.
Help us celebrate our birthday by helping yourself: get started on your investment education with us today. Our site is free and we’re open 24/7, so come on in. Hey, this isn’t rocket science. Don't trust your hard earned money to strangers - learn to invest on your own! It’s your money!!
Now, about that cake…
NEWS YOU CAN USE
"How target Date Funds Work - and Don't Work"
from Bankrate, Inc.
"Eight Common Types of Mutual Funds"
from The Globe & Mail
"Investing Basics: Index Funds"
"Fidelity Beats Benchmark by $35 Billion"
"What Is an ETF?"
from Daily Finance
VIEWS YOU CAN USE
"Why I'm a Passive Investor (and You Should Be,Too)"
from Seeking Alpha
"Dividend Funds That Aren't: Dumb Investment of the Week "
"What Wall Street Doesn't Want Investors to Know"
from US News & World Report
"How to Avoid the Pitfall of Hidden Fees"
from The Globe & Mail
"Retire Rich with Just 3 ETFs"
from The Motley Fool
TAKE A BREAK!
('Cause nobody can read this boring investment crap all the time.)